RENEWAL CHECKLIST

Mortgage Renewal Checklist

Use this checklist to make sure you're fully prepared before signing your mortgage renewal. Most homeowners miss at least 3 of these steps.

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  • I know my current mortgage rate and term end date
  • I've received my lender's renewal offer
  • I've compared rates from other lenders
  • I've reviewed whether my current term type (fixed/variable) still fits
  • I've checked if I have prepayment privileges I haven't used
  • I've considered whether I want to change my amortization
  • I've evaluated if I need to access equity (refinance instead)
  • I've reviewed my financial goals for the next 3–5 years
  • I've spoken with a mortgage broker about my options
  • I've confirmed there are no fees to switch lenders at renewal
  • Not sure about some of these?

That's exactly why I'm here. I'll review your renewal, compare your options, and make sure you're not leaving money on the table.

Book a Free Renewal Consultation

Let's talk about what makes sense for your situation.